Terms & Agreements

Membership Agreement & Risk Disclosure

Please read this agreement carefully before registering, investing, or participating in Parka Investment Group.

Important Notice

By registering, investing, or participating in Parka Investment Group, you agree to this Membership Agreement and Risk Disclosure.

All investments involve risk. Returns are not guaranteed, and you may lose part or all of your invested capital.

1. About the Group

The Group pools member capital to invest in opportunities across sectors such as real estate, agriculture, energy, trading, technology, healthcare, and other income-generating assets.

The group is managed by Parka International Limited.

2. Eligibility

To join the Group, you must:

We reserve the right to approve or decline any application.

Be legally able to enter into investment agreements in your jurisdiction.
Provide accurate registration information.
Accept these Terms in full.
Meet any minimum contribution requirements, if applicable.

3. Membership Overview

Membership may provide access to:

Investment opportunities.
Portfolio updates and reports.
Member dashboard and communications.
Educational insights and materials.
Profit distributions, where applicable.

Membership does not guarantee investment allocation or returns.

4. How Investments Work

Members may choose which investment opportunities to participate in.
Each opportunity may have its own terms, timelines, and risk profile.
Capital is pooled into structured investment vehicles or projects.
Participation is voluntary per investment opportunity.

5. Contributions

When participating in an investment:

Minimum and maximum contribution limits may apply.
Payment deadlines must be followed.
Funds may be locked for a fixed period depending on the investment.
Terms will always be disclosed before confirmation.

6. Returns & Distributions

Returns depend on performance of underlying investments.
Distributions may be periodic or end-of-cycle.
Timing and amount are not guaranteed.
All returns are subject to fees, costs, and market performance.

7. Fees

The Group may charge:

All applicable fees will be disclosed before investment confirmation.

Management fees.
Performance fees.
Administrative costs.
Transaction fees.

8. Risks

By investing, you acknowledge that investment values may rise or fall, some investments may fail or underperform, and you may not be able to withdraw funds immediately.

Inflation, recession, market conditions, regulatory changes, system failures, and management issues may also affect returns.

Market Risk

Investment values may rise or fall.

Business Risk

Some investments may fail or underperform.

Liquidity Risk

You may not be able to withdraw funds immediately.

Economic Risk

Inflation, recession, and market conditions may affect returns.

Regulatory Risk

Laws or government policies may change.

Operational Risk

System failures or management issues may occur.

You may lose part or all of your invested capital.

9. Member Responsibilities

As a member, you agree to:

Provide accurate information.
Act in good faith.
Keep confidential information private.
Follow all applicable laws.
Review investment details before committing funds.

10. Communications

By joining, you agree to receive:

All communications may be delivered electronically.

Investment updates.
Financial reports.
Notices and announcements.
Account-related communications.

11. Confidentiality

You agree not to disclose:

This obligation continues even after leaving the Group.

Internal strategies.
Investment details.
Financial performance data.
Private Group operations.

12. Withdrawal & Termination

Membership may be suspended or terminated if:

Withdrawal from investments may be subject to lock-in periods and conditions.

You violate these terms.
Fraudulent information is provided.
You engage in unlawful activity.
You harm the Group or its members.

13. No Guarantee

The Group does not guarantee:

Past performance is not a guarantee of future results.

Profit or returns.
Capital preservation.
Investment performance.
Liquidity or exit timing.

14. Limitation of Liability

The Group and its representatives are not liable for:

Investment losses.
Market fluctuations.
Business failure.
Regulatory changes.
Events beyond human control.

15. Member Share Transfer & Exit

Investment in the Group is optional, and members are not required to purchase shares or make additional investments.

Members who hold shares and wish to exit may list their shares for transfer through the Group’s Internal Share Marketplace, where eligible members or approved investors may purchase available shares in accordance with the Group’s prevailing transfer procedures.

All transfers are subject to verification and approval by the Group. The Group does not guarantee an immediate buyer, redemption, or a specific exit price. Upon completion of an approved transfer, the Group’s shareholder register will be updated to reflect the new ownership.

Members may remain active members of the Group regardless of whether they hold shares, subject to the terms of this Membership Agreement.

16. Changes to Terms

We may update these Terms at any time. Continued membership after updates means you accept the revised Terms.

17. Governing Law

These Terms are governed by the laws of the Federal Republic of Nigeria.

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